About Us
We offer an industry exclusive 100% free courtesy service to anyone with credit problems which involves ordering and interpreting your reports for you. This helps you understand what is really happening before you pay anything.
We’re not a huge corporate giant with a one size fits all approach, therefore we devote time and personalized attention to each client. This ensures that all your concerns are addressed effectively.
We are proud to be driven by our results & referrals from satisfied clients. We won’t list any so called “testimonials” to insult your intelligence, but upon request we will be happy to provide a list of our clients who agreed to be contacted to share their experience and results with you.
We’d like to mention that we do not send “form letters” or “boiler plate forms” which are like a one size fits all approach. It is a hit or miss tactic. This is unfair to you since it wastes your time which in turn is money, and by fooling you that a thorough job is being done when in fact all it takes is a printer spit out of the same letter for everyone’s credit and in most cases only addresses the credit bureaus. Perhaps this is why so many credit repair companies advertise that you receive “unlimited disputes”… this suggests that it may take an unlimited time period to get the job done. We don’t offer unlimited disputes because we don’t have nor need this approach. 100% of our clients have received positive results within the first 45 days!
Contact us for more info.
Services
Collections Accounts
These are accounts which have been sold or transferred by the original creditor to the third party collection company or attorney collectors. In such cases the debt no longer belongs to the original creditor and is considered “charged off”.
read more...
Late Payments
A late payment is reported by the creditor to the Credit Bureaus when you are 30 or more days late.
read more...
Judgments
These are court orders for payment of debt or monies owed to creditor or other parties who may have sued you and won a judgment against you in court.
read more...
Tax Liens
A tax lien is put on a property by law to secure payment of taxes. Tax liens may be imposed for unpaid taxes owed on real property or personal property, or as a result of failure to pay income taxes or other taxes.
read more...
Bankruptcy
Upon filing and being accepted for a bankruptcy process, all creditors to be included in bankruptcy are marked with “Included in Bankruptcy” on your credit report.
read more...
Foreclosure
Foreclosure is when the mortgage payments for a mortgage have not been paid for a long enough period for the bank to begin process of taking back and selling your property.
read more...
Student Loans
Most of these loans are federal funds and are under very strict collection policy. Student loans DO NOT expire and can be valid for life.
read more...
Credit Rebuilding
After negative item removal and as part of your total credit report health we employ effective and proven methods to get your credit score to the Top quickly.
read more...
